Get That Home Mortgage Loan in 2013

A mortgage loan can be an integral part of buying a home for most consumers, and 2013 will be no exception. Historically low interest rates make it an opportune time to purchase a house, whether it be a primary residence or vacation home. If you've sat on the fence wondering if now is the time to take advantage of current conditions, wonder no more says Polyana da Costa in her article, Ten Tips About Mortgages and Refinancing in 2013. Just take that first step towards home ownership.

The first part of 2013 could be your last chance to get a seriously low mortgage rate, according to article entitled, It's Last Call for Mortgages Below Four Percent, written by Jerry Kronenberg. Home buying conditions have really never been better, but of course they can't last forever. Act now to avoid missing out. Here's how you can take action now:

• Find a lender. Our agents can connect you with helpful loan officers who can work with you to locate the right home mortgage program that fits your needs.
• Get preapproved. This process can take mere minutes, but can make a big difference. Homeowners can get an estimate of what their spending power will be, so they can shop accordingly.
• Get prequalified. Getting prequalified is a little more involved than getting preapproved. This process is where one of our experienced loan officers digs a little deeper to pinpoint a more specific purchase price range.

Make your dream of owning a home a reality. Our agents and loan officers can put your fears to rest because they work for you. Let 2013 be the year you get your own home mortgage loan!